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1414 S 4th Street Saint Charles, IL 60174 Residential - Single Family Contingent

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Description

Situated in the highly sought-after Davis School neighborhood, this beautifully updated 5-bedroom, 3-bath Cape Cod offers more than 2,400 square feet of thoughtfully designed living space just minutes from both downtown St. Charles and downtown Geneva. Blending timeless architecture with sophisticated modern updates, this exceptional home offers a versatile floor plan designed for today's lifestyle. Refinished hardwood floors, custom wainscoting, crown molding, and updated lighting create a warm yet elegant atmosphere throughout the main level. The beautifully renovated kitchen features white shaker cabinetry, quartz countertops, a subway tile backsplash, stainless steel appliances, a farmhouse sink, and an oversized breakfast bar that flows seamlessly into the dining area-perfect for everyday living and effortless entertaining. Just beyond, the dramatic two-story family room serves as the heart of the home, showcasing soaring ceilings, clerestory windows that fill the space with natural light, and sliding glass doors leading to the expansive deck and backyard. The first-floor primary suite offers a private retreat with a beautifully updated bath and two custom walk-in closets, while an additional main-level bedroom provides exceptional flexibility for guests, a home office, or multigenerational living. Upstairs, you'll find three generously sized bedrooms and a beautifully renovated full bath. Outside, the thoughtfully reimagined exterior showcases newer siding, added brick accents, and professionally designed landscaping, creating exceptional curb appeal. The beautifully landscaped, fully fenced backyard offers a spacious deck, an in-ground pool, and plenty of green space for relaxing, entertaining, or enjoying family time. A widened driveway provides additional parking, while the heated tandem garage with an epoxy floor adds both functionality and versatility. Additional highlights include first-floor laundry, dual HVAC systems, and numerous thoughtful updates throughout. Ideally located near parks, shopping, dining, and award-winning St. Charles schools, this exceptional home offers the perfect combination of style, space, and location.

Property Highlights

Property Type: Residential - Single Family
Total Living Area SF: 2,417
Garage Size: 2
Attached Garage
Built in 1947
School District: District 303
Brick Exterior

General Information

Bedrooms: 5
Bathrooms: 3
Sqft: 2,417
County: Kane
Listed By:
@properties Christie's International Real Estate 630-377-1700
MRED MLS

Room Information

Bedroom 5: 14X12
Eating Area: 12X11
Walk In Closet: 7X14
Walk In Closet: 5X8
Bedroom 2: 12X11
Bedroom 3: 16X14
Bedroom 4: 14X10
Family Room: 22X15
Kitchen: 14X9
Laundry: 8X6
Living Room: 16X11
Primary Bedroom: 16X15
$599,000
Est. $3,960/mo
5beds
3baths
2,417sqft
2cars
Contingent
BEDS5 BATHS3 full SQUARE FEET2,417 MLS#12689122
STATUSContingent PROPERTY TYPEResidential - Single Family SCHOOLDistrict 303

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1414 S 4th Street, Saint Charles, IL 60174.

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Loan Type 30 Year FixedFHA 30 Year Fixed15 Year Fixed
Purchase Price $599,000$599,000$599,000
Down Payment $119,800$20,965$149,750
Monthly Mortgage Amount $2,951$3,574$3,731
Taxes $834$834$834
Insurance $100$100$100
HOA/Dues/Fees $0$0$0
Monthly Mortage Insurance $0$263$0
Monthly Estimated Total $3,960$4,846$4,740

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